DA hike for Indian Army, Navy, Air force from 1st July 2022, Risk & Hardship and other Allowances

The DA hike for Indian Army, Navy, Air force has been increased to 38% from 34% from 1st July 2022 after declaration of AICPIN of June month on 29.07.2022. The MoD has issued the official DR hike order on 6th Oct 2022.

For Defence employees of 7th pay scale, HRA will also be increased to 30%/20%/10% from current 27%/18%/9% in the year 2023. Check the details here

Calculated DA hike for defence forces like Indian Army, Indian Navy, Indian Air force in 7th CPC pay scale

Major Contents in the Post: (Jump to the Section)

  1. Dearness Allowance, DA hike for Indian Army, Indian Navy and Indian Air force from 1st July 2022
  2. Dearness Allowance, DA hike for Indian Army, Indian Navy and Indian Air force from 1st July 2022
  3. Dearness Allowance, DA hike calculation for Indian Army, Indian Navy and Indian Air force
  4. Defence force revised Rates of Risk and Hardship Allowances or Concessions in 7th CPC
  5. Defence force revised Rates of Other Allowances or Concessions in 7th CPC
  6. DA hike for defence forces like Indian Army, Indian Navy, Indian Air force in 7th CPC – Ministry of Defence order since 2017
  7. DA and DR Freezing order for central govt. employees and pensioners including armed forces till June 2021

Dearness Allowance of Indian Army, Navy, Air force from 1st July 2022:

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DR hike for central govt. pensioners and family pensioners from 1st July 2022

Dearness Relief (DR) hike from 1st July 2022 for Central Government pensioners / family pensioner for 7th CPC pay scale with DPPW letter:

The DoPPW has issued the 1st July 2022 DR hike order dated 8th Oct 2022. The DR, dearness relief for the pensioners either for Central Government pensioners and for family pensioners has been hiked from 1st July 2022.

Department of Pension & Pensioners’ Welfare under Ministry of Personnel, Public Grievances & Pensions announces the Dearness Relief two times in a year.

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BH series vehicle registration online apply process, link and cost and transfer of Bharat series registration

What is BH or Bharat series vehicle registration?

MoRTH (Ministry of Road Transport and Highways) has issued a new number series BH (Bharat) for vehicle under Central Motor Vehicles (20th Amendment) Rules, 2021. It is for those people, who has to move from one state to another in case of job transfer or for any other reason, as they face difficulties in the re-registration of their vehicle in new state. To overcome this cumbersome process, this BH series vehicle registration process has been started from 15th September 2021 across all over India. It is on voluntary basis.

What is BH or Bharat series vehicle registration
What is BH or Bharat series vehicle registration
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FIH Odisha Hockey Men’s world cup 2023 at Bhubaneswar-Rourkela, India

The 15th edition of Hockey Men’s world cup will be held in India at Bhubaneswar and Rourkela by FIH (The Fédération Internationale de Hockey), known as International Hockey Federation. FIH Odisha Hockey Men’s World Cup 2023 will be played from 13 January to 29 January 2023. The last Hockey world cup 2018 was also held at Bhubaneswar, India. (Source:FIH)

FIH Odisha Hockey Men's world cup 2023 at Bhubaneswar-Rourkela, India
FIH Odisha Hockey Men’s world cup 2023 at Bhubaneswar-Rourkela, India

Fixtures, Schedule, Timings of FIH Odisha Hockey Men’s World Cup 2023:

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Comparison of Fixed deposit interest rates of 12 Govt. banks like SBI, PNB, BoB, Canara and others

After RBI’s change in monetary policy, most of the banks usually revise their Fixed deposit interest rates in synchronization with the policy of RBI. Here, we have compared all the 12 public sector banks or nationalized banks’ fixed deposit interest rates of SBI, PNB, BoB, Canara bank, UBI, Indian, IOB, Uco, BoM, PSB, BoI, CBI at one place.

Major Contents in the Post: (Jump to the Section)

  1. Fixed Deposit, TDS on FD, Form 15G, Form 15H download
  2. How to open Fixed deposit in SBI, PNB, BOB etc.
  3. Penalty when you break FD pre-maturily
  4. Fixed deposit Interest rate of SBI, State Bank of India for general public
  5. Fixed deposit rate of PNB, BOB, BOI, CBI, Canara, Union for general public
  6. Fixed deposit rate of Indian, IOB, UCO, BOM, PSB for general public
  7. Senior Citizen Fixed deposit Interest rate of SBI, State Bank of India
  8. Senior Citizen Fixed deposit rate of PNB, BOB, BOI, CBI, Canara, Union
  9. Senior Citizen Fixed deposit rate of Indian, IOB, UCO, BOM, PSB

There are so many private banks, co-operative banks and NBFCs, but due to the importance of money, we Indians still prefer Nationalized banks, as there is almost a guarantee from Government.

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New Education policy 2020 vs NPE 1986

Latest updates of New education policy, NEP 2020:

Karnataka, Madhya Pradesh, Uttarakhand, Uttar Pradesh, Himachal Pradesh, Sikkim, Assam, Maharashtra are among the few states to implement NEP 2020 in the education departments gradually.

On 22nd Sep 2021, the Govt. of India formed a 12-member committee to develop the new National curriculum Framework (NCF) in line with the New education policy, NEP 2020. It will act as a guide for deciding syllabus of different classes, textbook contents, teaching and learning methods and practices all over India.

New Education policy 2020 details by MHRD, GoI to download:

Source: Ministry of Education, GoI

National curriculum Framework (NCF) in line with NEP 2020:

There will be 4 National curriculum Framework (NCF) –

  1. National curriculum Framework (NCF) for school education
  2. National curriculum Framework (NCF) for early childhood care and education
  3. National curriculum Framework (NCF) for teacher education
  4. National curriculum Framework (NCF) for adult Education

Comparison between NEP 2020 (New education policy) Vs NPE 1986 (National policy on education) :

On 29th July 2020, the union cabinet have approved the New Education policy 2020, in which many changes have been introduced in comparison to the existing education policies of National policy on education, 1986.

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Noida Sports Stadium – Indoor, outdoor games, coach, timings and charges

There is a Sports facility complex in the Noida Sports Stadium where players come to enroll for any game, to pay the fees, to know the details, to make the complaint about anything, to give feedback etc. Also, a shop named Chaudhary Sports is inside the Sports facility complex, where you can buy authentic sports equipments and other accessories. Outside the Sports facility complex, there is a small canteen to refresh yourself.

Indoor games facilities in the Noida Sports Stadium:

Noida Sports Indoor Stadium in Noida sector 21
Noida Sports Indoor Stadium in Noida sector 21
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Nepotism in Politics, Sports, Film and Business!

Nepotism : what is nepotism?:

Dictionary says “the practice among those with power or influence of favouring relatives or friends, especially by giving them jobs, is called nepotism”. So, does the Nepotism in Politics, Sports, Film and Business exist?

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TATA play Binge vs Airtel Black vs JioFiber plans – price, channels, no. of OTTs

That’s why DTH service providers and telecom service providers have brought bundled plan for multiple OTTs. Tata play offers TV, Internet service and binge for OTT service to watch the entertainment, sports, News etc. Airtel is also offering TV, Internet service and OTT service through Airtel-Black. And Jio of Reliance group is offering TV, Internet service and OTT service through JioFibre Postpaid and Prepaid.

Below we have compared these three service providers for offering Landline, Mobile, TV, Internet service and OTT service and compared their plans for easy reference.

TATA Play Binge – For TV and OTT both in one:

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HRA hike, TA hike for Central Govt. employees and CPSE or PSU employees, when DA crosses 50%

Major Contents in the Post: (Jump to the Section)

  1. HRA hike for 7th CPC central government employees and Armed Forces
  2. HRA hike for 3rd PRC CPSE or PSU employees
  3. TA hike for 7th CPC central government employees
  4. HRA classification based on cities of India

HRA will be hiked for 7th CPC Central Govt. employees and Armed Forces personnel, when DA crosses 50%:

At present, the Dearness Allowance is below 50%. As per 7th CPC, there is a condition that HRA will be revised if DA crosses 50%. So, accordingly the HRA will be increased to 30% / 20% / 10% from presently 27% / 18% /9 %, based on the population of city.

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Automated testing stations (ATS) location for vehicle testing, Vehicle scrapping center location across India

Under the vehicle scrappage policy, the Ministry of Road Transport & Highways (MoRTH) has also implemented a scheme for setting up of one model Automated Inspection & Certification Centre for vehicle fitness test in each State / UT. Total 26 Inspection & Certificate centres (one each in 26 States/UTs) have been sanctioned by the Ministry under the scheme.

Highlights of Automated testing station (ATS) for vehicle testing:

  1. Commercial vehicles need to go for vehicle fitness testing after first 2 years and then every year. But, Private vehicles need to go for vehicle fitness testing after first 15 years and then after 5 years.
  2. Testing of vehicles from ATS is mandatory for heavy commercial vehicles and for heavy personal vehicles from 1st April 2023.

UP govt. has declared in first week of september’22 that UP will have 2 Automated testing station (ATS) in each district. These Automated testing station (ATS) or Automated fitness test center will be set-up in PPP model. Automated testing station (ATS) will improve the efficiency and accuracy in vehicle fitness tests. Presently, most of the vehicle testing is done by RTOs manually.

  1. Gautam Buddha Nagar will have first Automated testing station (ATS) for vehicle testing near Surajpur, Greater Noida, which will be functional in a year.

Model Automated Inspection & Certification Centre for vehicle fitness test across India:

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Replacement process of HSRP and Replacement cost of High security registration plate and Color coded sticker

You have already HSRP installed with 3rd registration plate either from dealer or by OEM. But what will happen if it gets broken or damaged in road accident or in some other way? In case of non-HSRP, you just go to any number plate vendor and change the plate, but not any more.

There is a thorough guidelines made by Transport ministry of India in case of replacement of high security registration plate (HSRP) and Color coded sticker, if it is broken or damaged. The replacement can only be done by authorised agency. In this article, we will see about all the nitty-gritty of this replacement process and know the replacement cost of HSRP and sticker state-wise.

Replacement process of High security registration plate (HSRP) and Color coded sticker in case of damage or breakage:

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High security registration plate (HSRP) cost and online apply process

In this post, High security registration plate (HSRP) cost and online apply process of new HSRP and color-coded sticker in all the states and UTs are mentioned for 2-wheelers, 4-wheelers, LMV, HMV, tractors, trailers, combination etc. and also tells about how to apply online, how to take online appointment for HSRP, how to reschedule HSRP, how to cancel HSRP in Delhi, UP, Punjab and other cities.

In case of lost or damaged HSRP or color-coded sticker, you need to Replace these. The replacement process of HSRP or color-coded sticker and cost of replacement of HSRP or color-coded sticker of all the states and UTs of India are mentioned.

Jump directly to major sections:

  1. HSRP apply online in Delhi, Uttar Pradesh, Himachal Pradesh
  2. Color coded sticker apply online in Delhi, Uttar Pradesh, Himachal Pradesh
  3. HSRP apply online and HSRP color sticker apply in Gurgaon / Gurugram, Faridabad
  4. Delhi transport Dept. notice for mandatory HSRP and color coded sticker
  5. UP transport Dept. notice for mandatory HSRP and color coded sticker
  6. The last date of HSRP in UP, Uttar Pradesh for all the vehicles
  7. Home delivery of HSRP and HSRP colour sticker in Delhi, track, reschedule, cancel
  8. Home delivery of HSRP and colour sticker in Uttar Pradesh (UP), track, reschedule, cancel
  9. HSRP Customer care or helpline number and email for complaint in Delhi and UP
  10. HSRP online apply in Odisha, Goa, J&K, Punjab etc.
  11. HSRP price list of all states and UTs
  12. Frequently asked questions FAQs on HSRP and colour coded stickers or fuel stickers

High security number plate (HSRP):

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Vodafone 4G prepaid data plan, Unlimited 28-days, 56-days, 84-days cheapest recharge plans

In India Vodafone offers GSM mobile services in most of the telecom circles. It covers almost all India from village to metro cities with 2G, 3G and 4G wireless services. Vodafone has many tariff plans which ranges from Rs. 19 to Rs. 3099 with validity up to 365 days. In several plans, Vodafone offers many additional benefits.

Vodafone 4G prepaid data plan, Unlimited 28-days, 56-days, 84-days cheapest recharge plans
Vodafone 4G prepaid data plan, Unlimited 28-days, 56-days, 84-days cheapest recharge plans

Vodafone 4G Prepaid plans in detail:

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Excel Income tax calculator for FY 22-23 (AY 23-24)

Excel Income tax calculator FY 22-23 (AY 23-24). Which one will save more tax, New income tax or Existing income tax?

Summary :

‘Existing’ income tax rate slab – If you have more ‘savings’ like 80C, Home loan interest, NPS, APY etc

‘NEW’ income tax rate slab – If you have less ‘savings’ like 80C, Home loan interest, NPS, APY etc

Income tax rate slab for Financial Year FY 22-23 (AY 23-24) in India :

Smt. Nirmala Sitharaman presented Union Budget for FY 2020-21, in which she had introduced new tax slab with the present tax slab and gave us two tax options to choose. So, obviously confusion started as which one is better?

So, here you have one simple Excel Calculator for income tax, in which only you have to put salary and your deductions, that’s it. Rest leave all to this excel calculator, which will show you the tax amount in old regime, tax amount in new regime and their difference indicating which one is suitable for filing the income tax return for the financial year FY 22-23 (AY 23-24).

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Online application process for driving license across India

Online application process for driving license in India

For license of 2-wheelers, 4-wheelers or heavy motor vehicles in Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Ahmedabad and other cities of India, one needs to apply online only. Previously, RTOs were used to apply physically by filling form and all. Now, all this formalities of form filling, documents required and payment are done via online. Only you have to go for computer test and driving skill test of your vehicle.

For car, bike or heavy vehicles, if you want to make online driving license in Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Ahmedabad and other cities of India, first you have to get Learning license by giving computer test, then after one month, driving skill test is conducted upon passing you will receive Driving License within 30 days by nearest post office at your address.

But, how to apply online for driving license in Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Ahmedabad and other cities of India? So, here are the things in details like how, where and what to do?

In a RTO of your state, you may apply online and take appointment for the following services:

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Difference between Short term and Long term capital gains

Capital gains definition:

Difference between Short term and Long term capital gains
Difference between Short term and Long term capital gains

Capital gains are of 2 types:

Short term capital gains and Long term capital gains

Short term capital gains for different types of capital assets:

Such type of deals are closed in a short time like:

Type of Capital assetsTime duration of deal closing (Buy to Sell)
Equity Shares : Listed at Exchange< 12 months
Equity Shares : Un-Listed< 24 months
Equity oriented Mutual fund< 12 months
Debentures and Government securities< 12 months
Immovable Property (land / house / building)< 24 months
Jewellery (Gold, Silver, Platinum, precious metal or alloy)< 36 months
Any other capital asset except Agricultural Land< 36 months
Short term capital gain for dfferent types of capital assets
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Global Navigation Satellite System (GNSS) Road pricing or GPS based toll charging in India and world

Toll booth for representation purpose only
Toll booth for representation purpose only (timesnownews.com)

Major Contents in the Post: (Jump to the Section)

  1. GNSS, Global Navigation Satellite System, what is it?
  2. Comparison of GNSS across the world
  3. How GNSS Road pricing or Toll charging function?
  4. Use of ‘On-board Unit’ (OBU) in GNSS based toll charging
  5. Benefits or Advantages of using GNSS Road pricing or Toll charging
  6. Challenges faced in using GNSS Road pricing or Toll charging
  7. Status and updates of GNSS Road pricing or GNSS based toll charging in India
  8. Status and updates of GNSS Road pricing or GNSS based toll charging in World

GNSS Road pricing or GPS-based toll charging status in India:

Road photo for representation purpose only
Road photo for representation purpose only
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National Vehicle scrappage policy and Incentives of Voluntary Vehicle-Fleet Modernization Program (VVMP) in India

In a Gazette notification, under Vehicle scrappage policy, MoRTH has issued the list of incentives and disincentives to discard the old and polluting vehicles. The new Vehicle scrappage policy was supposed to come into effect from 1st April 2022. (Source:PIB)

  1. Incentive under Vehicle scrappage policy – Waiving off the Registration fee of new vehicle, by producing ‘Certificate of Deposit (CoD)’ of old vehicle by any RVSF (Registered Vehicle Scrapping Facility).
  2. Dis-Incentive under Vehicle scrappage policy
    1. Fee increase for conducting fitness test and renewal of fitness test, for vehicles more than 15 years old.
    2. Fee increase for fitness certification for transport vehicles more than 15 years old.
    3. Fee increase for RC (registration certificate) renewal for personal (Non-transport) vehicles, more than 15 years old.

Concessions or discounts in Motor vehicle tax for a vehicle registered against CoD issued by RVSF from 1st April 2022:

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