Vodafone 4G prepaid data plan, Unlimited 28-days, 56-days, 84-days cheapest recharge plans

Vodafone is one of the leading global telecom service provider with operations in many countries. Vodafone India is a partnership between Aditya Birla Group and Vodafone Group. It offers spectrum of services like 2G, 3G and 4G wireless services, mobile commerce and many more.

In India Vodafone offers GSM mobile services in most of the telecom circles. It covers almost all India from village to metro cities with 2G, 3G and 4G wireless services. Vodafone has many tariff plans which ranges from Rs. 16 to Rs. 2595 with validity up to 365 dyas. In several plans, Vodafone offers many additional benefits.

Vodafone 4G Prepaid plans, monthly, bi-monthly, quarterly, yearly plans
Vodafone 4G Prepaid plans

Additional benefits with some Vodafone 4G prepaid plans:

Continue reading “Vodafone 4G prepaid data plan, Unlimited 28-days, 56-days, 84-days cheapest recharge plans”

Airtel 4G prepaid data plan, Monthly, Bi-monthly, Tri-monthly cheapest Unlimited recharge plans

Airtel is one of the leading global telecom service provider with operations in 18 countries in Asia and Africa. In terms of number of subscribers, Airtel is among top three telecom companies. Headquartered in New Delhi, It offers spectrum of services like 2G, 3G and 4G wireless services, mobile commerce, fixed line services, high speed home broadband, DTH and many more.

In India Airtel offers GSM mobile services in 22 circles. It covers almost all India from village to metro cities with 2G, 3G and 4G wireless services. Airtel has many tariff plans which ranges from Rs. 19 to Rs. 2698 with validity up to 365 dyas. In several plans, Airtel offers many additional benefits.

airtel 4G Prepaid plans, chepest, best and unlimited
airtel 4G Prepaid plans

Additional benefits with some Airtel 4G prepaid plans:

Continue reading “Airtel 4G prepaid data plan, Monthly, Bi-monthly, Tri-monthly cheapest Unlimited recharge plans”

Excel Income tax calculator FY 20-21 (AY 21-22). Which one will save more tax, New income tax or Existing income tax?

Summary : Maximum savings – ‘Existing’ or OLD income tax rate slab, Minimum savings – ‘NEW’ income tax rate slab.

Income tax rate slab for Financial Year 2020-21 (AY 21-22) in India :

Smt. Nirmala Sitharaman presented Union Budget for FY 2020-21, in which she had mentioned all sector’s budget allocation, performance. GDP forecast, budget deficit etc., but the most important topic like always was the tax rate slab change. People were eagerly glued on to TV, mobile for this tax rate change.

Now she has introduced new tax slab and given us both the option to choose. So, obviously confusion started as which one is better? So, here you have one simple Excel Calculator for income tax, in which only you have to put salary and your deductions, that’s it. Rest leave all to this excel calculator, which will show you the tax amount in old regime, tax amount in new regime and their difference indicating which one is suitable for filing the income tax return for the next financial year 2020-21.

Continue reading “Excel Income tax calculator FY 20-21 (AY 21-22). Which one will save more tax, New income tax or Existing income tax?”

Replacement process of HSRP and Replacement cost of High security registration plate and Color coded sticker

You have already HSRP installed with 3rd registration plate either from dealer or by OEM. But what will happen if it gets broken or damaged in road accident or in some other way? In case of non-HSRP, you just go to any number plate vendor and change the plate, but not any more.

There is a thorough guidelines made by Transport ministry of India in case of replacement of high security registration plate (HSRP) and Color coded sticker, if it is broken or damaged. The replacement can only be done by authorised agency. In this article, we will see about all the nitty-gritty of this replacement process and know the replacement cost of HSRP and sticker state-wise.

Replacement process of High security registration plate (HSRP) and Color coded sticker in case of damage or breakage:

Continue reading “Replacement process of HSRP and Replacement cost of High security registration plate and Color coded sticker”

FY 20-21 Income tax rate slabs – ‘Existing vs New’ for Individual, HUF, senior citizen, super senior citizen and Surcharge

Major Contents in the Post: (Jump to the Section)

  1. For FY 2020-21, comparison of Existing vs New New Income Tax slab
  2. Income tax rate slab for people below 60 years of age
  3. Income tax rate slab for Senior citizen, aged 60 to 80 years old
  4. Income tax rate slab for Super Senior citizen, above 80 years old
  5. Surcharge rate slabs of income tax for additional income
  6. Income tax rate slabs for Domestic companies
  7. Income tax rates for Partnership firms
  8. Income tax rates for Local Authority
  9. Income tax rates for Foreign companies
  10. Income tax rates for Co-operative societies

Every year in the General budget, the main focus of people remains on the income tax slabs. So, for FY 20-21 onward, Finance minister has introduced one new option for income tax calculation along with the existing one. In new option, FM has reduced the income tax in some slab. Income tax rate slab for Individual, HUF, senior citizen, super senior citizen, domestic company, Co-operative Society and Surcharge on higher incomes are given below.

Continue reading “FY 20-21 Income tax rate slabs – ‘Existing vs New’ for Individual, HUF, senior citizen, super senior citizen and Surcharge”

FY 2020-21 or AY 2021-22 Income tax return e-filing, exemptions, deductions, e-payment, refund

Major Contents in the Post: (Jump to the Section)

  1. How to e-file Offline ITR and Online ITR in FY 2020-21 or AY 2021-22?
  2. Which ITR to file for different categories like Individual, 2-house etc in FY 2020-21 or AY 2021-22?
  3. Income tax Deductions list like 80C, 80D, 80G etc. in FY 2020-21 or AY 2021-22.
  4. How to e-verify ITR after filling form in FY 2020-21 or AY 2021-22?
  5. What is ‘Form 16’ for filling ITR in FY 2020-21 or AY 2021-22?
  6. How to do e-payment of challan 280 in ITR in FY 2020-21 or AY 2021-22?
  7. How to claim refund and refund status in FY 2020-21 or AY 2021-22?
  8. Income tax calculator in Excel for FY 2020-21 or AY 2021-22.
  9. Income tax rate slabs for below 60 age, senior and super senior citizen in FY 2020-21 or AY 2021-22
  10. Income tax help line and social contacts like twitter, facebook etc. for FY 2020-21 or AY 2021-22.
  11. Income tax act 1961, law and ITAT policy.
Continue reading “FY 2020-21 or AY 2021-22 Income tax return e-filing, exemptions, deductions, e-payment, refund”

Fixed deposit (FD) interest rates comparison of ICICI, Axis, HDFC in March 2021

Fixed deposit interest rates comparison of ICICI, Axis, HDFC:

ICICI bank, Axis bank, HDFC bank have revised their Fixed deposit or Term deposit interest rates in synchronization with latest RBI’s monetary policy. Again FD interest rates are in the downward trend.

Here we have compared 3 largest private sector banks’ fixed deposit interest rates for below Rs. 2 crore domestic deposits in tabular format. In the screenshot of all three banks, the all kinds of fixed deposits have been shown.

Major Contents in the Post: (Jump to the Section)

  1. Comparison of FD interest rates among ICICI, Axis, HDFC banks
  2. Latest updates of FD of ICICI, Axis, HDFC banks
  3. ICICI bank Fixed Deposit features and Benefits
  4. AXIS bank Fixed Deposit features and Benefits
  5. HDFC bank Fixed Deposit features and Benefits
  6. Fixed Deposit, TDS on FD, Form 15G, Form 15H download
  7. How to open Fixed deposit in ICICI, Axis, HDFC bank
  8. Penalty when you break FD pre-maturily
  9. Fixed deposit Interest rate of ICICI bank for general public
  10. Fixed deposit rate of Axis bank for general public
  11. Fixed deposit rate of HDFC bank for general public
  12. Senior Citizen Fixed deposit Interest rate of ICICI bank
  13. Senior Citizen Fixed deposit rate of Axis bank
  14. Senior Citizen Fixed deposit rate of HDFC bank
Continue reading “Fixed deposit (FD) interest rates comparison of ICICI, Axis, HDFC in March 2021”

High security registration plate (HSRP) cost and online apply process

In this post, High security registration plate (HSRP) cost and online apply process in all the states and UTs are mentioned for 2-wheelers, 4-wheelers, LMV, HMV, tractors, trailers, combination etc. and also tells about how to apply online, how to take online appointment for HSRP, how to reschedule HSRP, how to cancel HSRP in Delhi, UP, Punjab and other cities.

Jump directly to major sections:

  1. HSRP apply online in Delhi, Uttar Pradesh (Ghaziabad, Noida, Greater Noida and other cities) and Himachal Pradesh (Shimla and other cities)
  2. Color coded sticker apply online in Delhi, Uttar Pradesh (Ghaziabad, Noida, Greater Noida and other cities) and Himachal Pradesh (Shimla and other cities)
  3. HSRP apply online and HSRP color sticker apply in Gurgaon / Gurugram, Faridabad and other cities of Haryana
  4. Replacement Cost and Process of HSRP and colour coded sticker if damaged or lost?
  5. Delhi transport Dept. notice for mandatory HSRP and color coded sticker
  6. UP transport Dept. notice for mandatory HSRP and color coded sticker
  7. The last date of HSRP in UP, Uttar Pradesh for all the vehicles
  8. Home delivery of HSRP and HSRP colour sticker in Delhi, track, reschedule, cancel
  9. Home delivery of HSRP and colour sticker in Uttar Pradesh (UP), track, reschedule, cancel
  10. HSRP Customer care or helpline number and email for complaint in Delhi and UP
  11. HSRP online apply in Goa, J&K, Punjab etc.
  12. HSRP price list of all states and UTs
  13. Frequently asked questions FAQs on HSRP and colour coded stickers or fuel stickers

High security number plate (HSRP):

Continue reading “High security registration plate (HSRP) cost and online apply process”

Dearness Relief, DR hike of Bank Pensioners from Feb 2021 to July 2021

The Dearness Relief, DR payable to Bank Pensioners for the period February 2021 to July 2021 has been declared below after release of December AICPIN-IW by IBA on 01.02.2021.

Major Contents in the Post: (Jump to the Section)

  1. DA, DR, Slab of Bank Pensioners for duration Feb 21 to Jul 21 (IBA official order)
  2. DA, DR payable to Bank Pensioners for period Aug 2020 to Jan 2021 (IBA official order)
  3. Slab Calculation or formula of DR payable to Bank Pensioners
  4. DR for Bank Pensioners retired on or after 01.11.2017
  5. DR for Bank Pensioners retired between 01.11.2012 to 31.10.2017
  6. DR for Bank Pensioners retired between 01.11.2007 to 31.10.2012
  7. DR for Bank Pensioners retired between 01.11.2002 to 31.10.2007
  8. DR for Bank Pensioners retired between 01.04.1998 to 31.10.2002
  9. DR for Bank Pensioners retired between 01.11.1992 / 01.07.1993 to 31.03.1998
  10. DR for Bank Pensioners retired between 01.01.1986 to 31.10.1992 / 30.06.1993
  11. DR for Bank Pensioners, who has survived pre-01.01.1986 retirees of banks

Calculated slab and rate of DR of Bank Pensioners for duration Feb 21 to Jul 21:

Calculated slab and rate of Dearness Relief are shown below for all kinds of retirement date range, for the period from February 2021 to July 2021.

Continue reading “Dearness Relief, DR hike of Bank Pensioners from Feb 2021 to July 2021”

Union Budget 2021 highlights of tax and of all sectors of economy

The Finance minister Smt. Nirmala Sitharaman has presented the budget in Parliament for year 2020-21 on 1st February, 2021. The official website for union budget is https://www.indiabudget.gov.in/, where the current and previous budgets documents, economic surveys are available.

Highlights of the Union Budget 2021

Continue reading “Union Budget 2021 highlights of tax and of all sectors of economy”

Kumbh Mela Haridwar 2021 in India

Haridwar Kumbh Mela 2021:

Kumbh Mela Haridwar 2021 is the Purna Kumbh Mela held after every 12 years. But due to some specific auspicious dates falling in 2021, it was decided to shift the holy festival dates by 1 year, to year 2021 in place of year 2022.

Why Kumbh Mela is celebrated?

According to Hindu mythology, after Samudra manthan by Gods and Asuras (Demons), they got Amrit (Nector of immortality). This Amrit was stored in a Kumbh (pitcher). Then a fight started between both groups over the possession of the Kumbh (pitcher) containing Amrit. During this fight some drops of Amrit spilled over at four places on earth namely Prayagraj, Haridwar, Ujjain and Nashik. Commemorating this mythical event the Kumbh Mela is held four times every twelve years at these four places.

Hindu pilgrims come to these same four places at the banks of rivers in Prayagraj, Haridwar, Ujjain and Nashik, where they take a holy dip in the river and offer prayers to the God.

The last Kumbh Mela in Haridwar was celebrated from Makar Sankranti i.e. 14 January 2010 to Shakh Purnima Snan, 28 April 2010, about 4 months. In the last Kumbh Mela in Haridwar, about 70 lakh people (7 million) had taken the holy dip in the river Ganga.

Kumbh Mela 2021 Haridwar
Kumbh Mela 2021 Haridwar: Source – haridwarkumbhmela2021.com

Start date and end date of Kumbh Mela Haridwar 2021:

Continue reading “Kumbh Mela Haridwar 2021 in India”

Year 2021 Govt. Bank, Public, Gazetted, Restricted, Optional, Compulsory Holidays list in pdf

In India, we have so many holidays, perhaps the most in the world in a calendar year. This is due to our faith in multi religious society and fraternity among us. In this post, we’ll see many Central Govt. Compulsory, Bank, Public, Gazetted, Restricted, Optional holidays list, many state’s holidays list, many PSU’s holidays list, NSE-BSE-MCX holidays list etc. for the year 2021.

The Government of India first issue the holidays guidelines for central, state and UTs. The department of Personnel and Training under ministry of Personnel, Public Grievances and Pensions issue these holiday guidelines.

In the holiday guidelines, compulsory holiday list and optional holiday list both are issued. For all India regions, 14 holidays are mandatory and 3 holidays are optional.

Major Contents in the Post: (Jump to the Section)

  1. 2021 Central Govt. offices Compulsory and Optional Holidays order pdf
  2. Delhi Govt. 2021 Bank, Public, Gazetted, Restricted Holidays Calendar pdf
  3. Supreme court of India 2021 Holidays, Summer Vacation, Winter vacation Calendar
  4. NSE Holidays 2021 Calendar, BSE Holidays 2021 Calendar, MCX Holidays 2021
  5. BSNL 2021 Compulsory and Restricted Holidays Calendar pdf
  6. Andaman & Nicobar UT Govt. 2021, Bank, Public, Restricted, Industrial Holidays pdf
  7. Andhra Pradesh (AP) Govt. 2021 Bank, General, Restricted Holidays Calendar pdf
  8. Assam state Govt. 2021 Bank, Public, Gazetted, Restricted Holidays Calendar pdf
  9. Bihar state Govt. 2021 Bank, Public, General, Restricted Holidays Calendar pdf
  10. Chandigarh UT Govt. 2021 Bank, Public, Restricted Holidays pdf
  11. Chhattisgarh state Govt. 2021 Bank, Public, Restricted Holidays Calendar pdf
  12. Dadra and Nagar Haveli (DNH) UT Govt. 2021 Bank, Public, Restricted Holidays pdf
  13. Daman and Diu (DD) UT Govt. 2021 Bank, Public, Restricted Holidays Calendar pdf
  14. Goa state Govt. 2021 Bank, Public, Restricted, Commercial Holidays pdf
  15. Gujarat state Govt. 2021 Bank, Public, Restricted Holidays Calendar pdf
  16. Haryana state Govt. 2021 Bank, Public, Restricted Holidays Calendar pdf
  17. Himachal Pradesh (HP) state Govt. 2021 Bank, Women, Restricted, Holidays pdf
  18. Jammu and Kashmir (J & K) state Govt. 2021 Bank, Gazetted, Holidays Calendar pdf
  19. Jharkhand state Govt. 2021 Bank, Gazetted, Restricted Holidays Calendar pdf
  20. Karnataka state Govt. 2021 Bank, Public, Restricted Holidays Calendar pdf
  21. Kerala state Govt. 2021 Bank, Public, Restricted Holidays Calendar pdf
  22. Madhya Pradesh Govt. 2021 General, Bank, Gazetted, Restricted Holidays pdf
  23. Maharashtra state Govt. 2021 Bank, Gazetted, Restricted Holidays Calendar pdf
  24. Manipur Govt. 2021 General, Local, Public, Bank, Restricted Holidays pdf
  25. Meghalaya Govt. 2021 General, Local, Public, Bank, Restricted Holidays pdf
  26. Mizoram state Govt. 2021 Public, Bank, Optional, Restricted Holidays pdf
  27. Odisha state Govt. 2021 Public, Bank, Restricted Holidays Calendar pdf
  28. Puducherry UT Govt. 2021 Public, Bank, Restricted Holidays Calendar pdf
  29. Punjab state Govt. 2021 Public, Bank, Restricted Holidays Calendar pdf
  30. Rajasthan state Govt. 2021 Public, Bank, Restricted Holidays Calendar pdf
  31. Tamil Nadu state Govt. 2021 Public, Bank, Restricted Holidays Calendar pdf
  32. Telangana state Govt. 2021 Public, Bank, Restricted Holidays Calendar pdf
  33. Uttarakhand state Govt. 2021 Public, Bank, Restricted Holidays pdf
  34. Uttar Pradesh (UP) state Govt. 2021 Public, Bank, Restricted Holidays pdf
  35. West Bengal state Govt. 2021 Public, Bank, Restricted Holidays Calendar pdf
Continue reading “Year 2021 Govt. Bank, Public, Gazetted, Restricted, Optional, Compulsory Holidays list in pdf”

FY 2020-21 Income tax Sections of deductions and rebates for Resident and Non-Resident Indian

In a financial year, we can save income tax by investing in LIC, health insurance, medical preventive checkup etc. But, while filing income tax return, we have to claim these expenditure and investments to get the tax benefit. If you have not declared at the start of financial year about these investments and tax has been deducted already, then you will get the refund for that.

There are many sections of income tax, which deal with income tax deductions and rebates, and so is the confusion or say lack of clarity. So, we have collected all the sections in a table as well as the individual details of each section to get better understandings.

Income tax Sections of deductions and rebates for Residents and Non-Residents in a single screenshot:

Continue reading “FY 2020-21 Income tax Sections of deductions and rebates for Resident and Non-Resident Indian”

Camera for the blind !

We know that eyes can capture the beauty of our world. But what if one does not have eyesight? So, there is a hope for blind people as at least 2 developer has come up with a smart solution, so that they can also feel the natural beauty, man-made sculptures etc.

With the help of these smart camera, blind people can take photo as well as feel the shape too. Like if they take photo of Statue of Liberty or Taj Mahal or Eiffel Tower, then they can feel the shape by touching the camera, which is 3D.

There are 2 companies among many more, who has come up with such smart camera:

1. Blindtouch – Camera for the blind:

Continue reading “Camera for the blind !”

WiFi Calling in India, Airtel vs Jio comparison

WiFi calling in India, Airtel or Jio? Which one is better?

Which one is better in Wi-Fi calling, Airtel vs Jio? In India, first Airtel started the VoWifi (Voice over Wi-Fi signal) calling or simply Wi-Fi calling feature in select cities followed by Reliance Jio. Already 1 million Airtel customers have opted for Wi-Fi calling feature till 10th Jan, 2020.

With WiFi calling feature, you can call without having mobile internet ON. It will help especially for indoor purpose, home or office, as usually the mobile signal strength remains weak there, but Wi-Fi signal is strong from any normal or FTTH broadband.

Continue reading “WiFi Calling in India, Airtel vs Jio comparison”

Whatsapp has introduced ‘Disappearing messages after 7 days’

Jump to the News:

  1. Disappearing messages on WhatsApp : How to enable or disable?
  2. Whatspp UPI payment to go live in India w.e.f 5th Nov, 2020
  3. whatspp chat mute option for ‘always’ launched on 23rd Oct 2020
Continue reading “Whatsapp has introduced ‘Disappearing messages after 7 days’”

Fixed deposit interest rates of SBI, PNB, BoB, Canera, UBI, Indian, IOB, Uco, BoM, PSB, BoI, CBI in December 2020

After RBI’s change in monetary policy, most of the banks usually revise their Fixed deposit interest rates in synchronization with RBI. Here we have compared all the 12 public sector banks or nationalized banks – SBI, PNB, BoB, Canera bank, UBI, Indian, IOB, Uco, BoM, PSB, BoI, CBI fixed deposit interest rates at one place.

Major Contents in the Post: (Jump to the Section)

  1. Fixed Deposit, TDS on FD, Form 15G, Form 15H download
  2. How to open Fixed deposit in SBI, PNB, BOB etc.
  3. Penalty when you break FD pre-maturily
  4. Fixed deposit Interest rate of SBI, State Bank of India for general public
  5. Fixed deposit rate of PNB, OBC, UBI, BOB, Vijaya, Dena, BOI, CBI for general public
  6. Fixed deposit rate of Canara, Syndicate, Union, Corporation, Andhra for general public
  7. Fixed deposit rate of Indian, Allahabad, IOB, UCO, BOM, PSB for general public
  8. Senior Citizen Fixed deposit Interest rate of SBI, State Bank of India
  9. Senior Citizen Fixed deposit rate of PNB, OBC, UBI, BOB, Vijaya, Dena, BOI, CBI
  10. Senior Citizen Fixed deposit rate of Canara, Syndicate, Union, Corporation, Andhra
  11. Senior Citizen Fixed deposit rate of Indian, Allahabad, IOB, UCO, BOM, PSB

There are so many private banks, co-operative banks and NBFCs, but due to the importance of money, we Indians still prefer Nationalized banks, as there is almost a guarantee from Government.

Continue reading “Fixed deposit interest rates of SBI, PNB, BoB, Canera, UBI, Indian, IOB, Uco, BoM, PSB, BoI, CBI in December 2020”

Online apply for driving licence in Noida, Greater noida, NCR

On 27th Dec 2020, the Transport ministry of India has extended the validity of RTO related documents and vehicle related documents like driving license, Registration, Permit of all types and fitness certificates till 31st March 2021 in view of the COVID-19 situation.

Noida RTO office for driving license, where you can apply online
Noida RTO office for driving license

How to apply online for driving license in RTO Noida sector 32?

If you want to apply online for Driving licence of 2-wheeler or 4-wheeler in Noida, Greater Noida, NCR, then you can do it yourself sitting comfortably at home. There is no need to go to agent or go to RTO office for that. Just follow these easy instructions, keep your documents ready and should have some online payment medium like UPI, Net banking, Paytm, Credit card or Debit card etc.

Continue reading “Online apply for driving licence in Noida, Greater noida, NCR”

Nifty 50 Exchange Traded Fund (ETF) like ‘Niftybees’, is’t safest bet?

Is the Nifty 50 Exchange Traded Fund (ETF) like NiftyBeES best and safest in the share market as market is falling and you are tempted to invest in the stocks which you always wanted to buy?

Because as soon as you get into the stock, the share price of that particular stock starts falling, left you in frustration. This is the normal story of most of the investors. So, what is the solution, how to skip this up and down cycle and almost be sure not to lose your hard-earned money?

Continue reading “Nifty 50 Exchange Traded Fund (ETF) like ‘Niftybees’, is’t safest bet?”

New Education policy 2020 vs NPE 1986

On 29th July 2020, the union cabinet have approved the New Education policy 2020, in which many changes have been introduced in comparison to the existing education policies of National policy on education, 1986.

Comparison between NEP 2020 (New education policy) Vs NPE 1986 (National policy on education) :

Continue reading “New Education policy 2020 vs NPE 1986”
%d bloggers like this: