Savings account interest rates comparison of SBI, ICICI, PNB, HDFC, BoB, Axis and other banks

Latest news and updates about bank accounts:

1. RBI has allowed Video-KYC and extension of non-KYC bank accounts operation up to 31st Dec’21:

On 5th may, RBI in a circular allowed banks and Financial Institutions to furnish periodical KYC over video and even if some one is not having KYC-compliance as on date, no restrictions on banking operations of such account shall be imposed till 31st December 2021. (Source: RBI)

Major Contents in the Post: (Jump to the Section)

  1. Banks list after merger
  2. Savings Interest rate of SBI, State Bank of India
  3. Savings Interest rate of PNB, Punjab National Bank, OBC, UBI
  4. Savings Interest rate of BOB, Bank of Baroda, Vijaya bank, Dena bank
  5. Savings Interest rate of Canara bank, Syndicate bank
  6. Savings Interest rate of Union bank, Corporation bank, Andhra bank
  7. Savings Interest rate of Indian bank, Allahabad bank
  8. Savings Interest rate of Indian Overseas Bank, Uco Bank, Bank of Maharashtra
  9. Savings Interest rate of Punjab and Sind Bank, Bank of India, Central Bank of India
  10. Savings Interest rate of ICICI Bank, HDFC Bank, Axis Bank

Saving interests in Indian banks are on the decreasing trend and after latest RBI’s decision, most of the public sector banks and private banks have reduced the savings interest drastically.

In India there are so many banks, Public sector banks, partial government controlled bank, Private banks, Co-operative banks and other NBFCs, Non-banking financial company acting like a bank. So, compare all the Govt. & large Private banks savings interest comparison here at single glance.

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Latest 4G prepaid plans comparison of Airtel, Vodafone and Jio

The Tariff plans of all three 4G telecom operators have been changing continuously. So, which plan is best for you, that depends on your requirement. If you want talk-time, you need one plan, but if you priority is data, then you will have to recharge another plan.

Major Contents in the Post: (Jump to the Section)

  1. Airtel 4G Prepaid all plans – Click here
  2. Vodafone 4G Prepaid all plans – Click here
  3. Jio 4G Prepaid all plans – Click here
  1. Best IPL 4G plan comparison among Airtel, Vodafone and Jio
  2. Comparison of Airtel, Vodafone and Jio for unlimited 1.5 GB/day data for 28 days
  3. Comparison of Airtel, Vodafone and Jio for unlimited 2 GB/day data for 28 days
  4. Comparison of Airtel, Vodafone and Jio for unlimited 3 GB/day data for 28 days
  5. Comparison of Airtel, Vodafone and Jio for unlimited 1.5 GB/day data for 56 days
  6. Comparison of Airtel, Vodafone and Jio for unlimited 2 GB/day data for 56 days
  7. Comparison of Airtel, Vodafone and Jio for unlimited 3 GB/day data for 56 days
  8. Comparison of Airtel, Vodafone and Jio for unlimited 1.5 GB/day data for 84 days
  9. Comparison of Airtel, Vodafone and Jio for unlimited 2 GB/day data for 84 days
  10. Comparison of Airtel, Vodafone and Jio for unlimited 3 GB/day data for 84 days
  11. Comparison of Airtel, Vodafone and Jio for yearly unlimited data for 365 days
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Jio phone Next features, cost and Jio Prepaid tariff

If you want to upgrade to smartphone from basic phone, then for you, Jio phone Next is here. which has the features of basic plus smart both in combined. Also the Jio tariffs are kept in various slabs from low to high keeping in mind of the profile of users.

Jio phone Next features are :

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Best Crypto currency exchanges in India

What is Crypto currency exchange?

Crypto currency exchange is a platform where a user can buy and sell crypto currencies or coins. Here, coin means bitcoin or altcoin. Altcoin is a term for coins other than bitcoin.

Best Crypto currency exchanges in India
Best Crypto currency exchanges in India

Jump directly to major sections:

  1. Wazirx Crypto currency exchange
  2. CoinDCX Crypto currency exchange
  3. CoinSwitch Kuber Crypto currency exchange
  4. zebpay Crypto currency exchange

Crypto currency exchanges operating in India:

1. Wazirx Crypto currency exchange

WazirX trading platform was launched in March, 2018. Now, it is the part of Binance Crypto exchange, the world’s largest crypto exchange. Wazirx is popular among users, as Wazirx is considered the most trusted bitcoin and Crypto currency exchange in India. As per wazirx website information, it has the following advantages:

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Online application process for driving license across India

1. Jharkhand Government has extended the expired or expiring driving licence (16.04.21):

Jharkhand Government has extended the expired or expiring driving licence, learning license and other vehicular documents or certificates due to covid-19 situation. The transport department has issued a circular dated 16th April 2021, which states these:

  1. The process of issuing Learner License and Driving License has been stopped with immediate effect.
  2. The Learner License and Driving License which have been expired or expiring will remain valid.
  3. The person who has been allotted the time slots for Learner License and Driving License, will be given new dates later.
Jharkhand Government has extended the expired or expiring driving licence orderDownload
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HRA hike, TA hike for Central Govt. employees and CPSE or PSU employees from 1st October 2021

Major Contents in the Post: (Jump to the Section)

  1. HRA hike for 7th CPC central government employees and Armed Forces
  2. HRA hike for 3rd PRC CPSE or PSU employees
  3. TA hike for 7th CPC central government employees
  4. HRA classification based on cities of India

HRA will be hiked for 7th CPC Central Govt. employees and Armed Forces personnel, as DA crossed 25%, from 1st July 2021:

Since 1st July 2021, the Dearness Allowance is 28%. As per 7th CPC, there is a condition that HRA will be revised if DA crosses 25%. So, accordingly the HRA will be increased to 27 % / 18 % / 9 % from presently 24 % / 16 % / 8 %, based on the population of city.

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New Education policy 2020 vs NPE 1986

Latest updates of New education policy, NEP 2020:

On 22nd Sep 2021, the Govt. of India formed a 12-member committee to develop the new National curriculum Framework (NCF) in line with the New education policy, NEP 2020. It will act as a guide for deciding syllabus of different classes, textbook contents, teaching and learning methods and practices all over India.

National curriculum Framework (NCF) in line with NEP 2020:

There will be 4 National curriculum Framework (NCF) –

  1. National curriculum Framework (NCF) for school education
  2. National curriculum Framework (NCF) for early childhood care and education
  3. National curriculum Framework (NCF) for teacher education
  4. National curriculum Framework (NCF) for adult Education

Comparison between NEP 2020 (New education policy) Vs NPE 1986 (National policy on education) :

On 29th July 2020, the union cabinet have approved the New Education policy 2020, in which many changes have been introduced in comparison to the existing education policies of National policy on education, 1986.

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Mobile app for income tax, steps to file ITR through Mobile App

Income tax of India has taken new shape with advanced features. There are many changes in the income tax portal from 7th June 2021. The most important additional feature is now ITR can be filed through Mobile App also as well as through desktop. When almost every taxpayer has smartphone, so this mobile app is a very welcome step for the convenience of tax filers.

New portal and Mobile app for IT circular
New portal and Mobile app for IT circular
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Dearness allowance and Dearness Relief freezed till 30th June 2021 for Central Government employees

Dearness allowance and Dearness Relief freezed till 30th June 2021 for Central Government employees

In a major setback for lakhs of employees, the Government has freezed the DA/DR till july 2021.

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New FASTag online buy, FASTag replacement, FASTag recharge, Fastag FAQ

Latest News updates on Fastag:

  1. NHAI has issued an order to not to pay toll if queue is more than 100 meter long at toll plaza on 26th May 2021. It want to reduce waiting time at the toll plaza to 10 seconds per vehicle. For that a yellow line will be marked at 100m distance at all the toll plazas. Click here for Circular by NHAI.

Major Contents in the Post: (Jump to the Section)

  1. Fastag FAQ, Frequently asked questions
  2. FASTag Exempted category – Online apply and list of persons and vehicles.
  3. Banks list to purchase Fastag and their Customer care number
  4. How to buy online new Fastag or Offline new fastag like POS, Bank, Toll plaza etc?
  5. How to buy FASTag monthly pass online for your toll plaza?
  6. How to replace or change the damaged or lost fastag ?
  7. Replacement of Paytm Fastag to same car, How to do ?
  8. Change of Paytm Fastag to different car, How to do ?
  9. Transfer of Paytm Fastag to another Paytm user if you sell your car, how to do ?
  10. My fastag app, NHAI Fastag, NHAI prepaid wallet
  11. Apply online FASTag or at branch or PoS
  12. Recharge online FASTag or at branch or PoS
  13. How to check balance amount of your FASTag Account or wallet quickly and easily?
  14. PAYTM Fastag recharge, security deposit and minimum balance amount
  15. SBI Fastag recharge, security deposit and minimum balance amount
  16. ICICI bank Fastag recharge, security deposit and minimum balance amount
  17. HDFC bank Fastag recharge, security deposit and minimum balance amount
  18. Axis bank Fastag recharge, security deposit and minimum balance amount
  19. Airtel Fastag recharge, security deposit and minimum balance amount
  20. Allahabad Fastag recharge, security deposit and minimum balance amount
  21. AU Small Finance Bank Fastag recharge, security deposit and minimum balance amount
  22. Bank of Maharashtra Fastag recharge, security deposit and minimum balance amount
  23. Canara Fastag recharge, security deposit and minimum balance amount
  24. IDBI Fastag recharge, security deposit and minimum balance amount
  25. IDFC bank Fastag recharge, security deposit and minimum balance amount
  26. City union bank Fastag recharge, security deposit and minimum balance amount
  27. Equitas small finance bank Fastag recharge, security deposit and minimum balance
  28. IndusInd bank Fastag recharge, security deposit and minimum balance amount
  29. Karur Vyas bank Fastag recharge, security deposit and minimum balance amount
  30. Kotak Mahindra bank Fastag recharge, security deposit and minimum balance amount
  31. South Indian bank Fastag recharge, security deposit and minimum balance amount
  32. Syndicate bank Fastag recharge, security deposit and minimum balance amount
  33. Union bank Fastag recharge, security deposit and minimum balance amount
  34. Calculate fare between 2 toll plazas for FASTag
  35. FASTag active Toll Plazas list

Fastag, digital mode to pay toll fare across India:

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Fixed deposit interest rates of SBI, PNB, BoB, Canera, UBI, Indian, IOB, Uco, BoM, PSB, BoI, CBI

After RBI’s change in monetary policy, most of the banks usually revise their Fixed deposit interest rates in synchronization with RBI. Here we have compared all the 12 public sector banks or nationalized banks – SBI, PNB, BoB, Canera bank, UBI, Indian, IOB, Uco, BoM, PSB, BoI, CBI fixed deposit interest rates at one place.

Major Contents in the Post: (Jump to the Section)

  1. Fixed Deposit, TDS on FD, Form 15G, Form 15H download
  2. How to open Fixed deposit in SBI, PNB, BOB etc.
  3. Penalty when you break FD pre-maturily
  4. Fixed deposit Interest rate of SBI, State Bank of India for general public
  5. Fixed deposit rate of PNB, OBC, UBI, BOB, Vijaya, Dena, BOI, CBI for general public
  6. Fixed deposit rate of Canara, Syndicate, Union, Corporation, Andhra for general public
  7. Fixed deposit rate of Indian, Allahabad, IOB, UCO, BOM, PSB for general public
  8. Senior Citizen Fixed deposit Interest rate of SBI, State Bank of India
  9. Senior Citizen Fixed deposit rate of PNB, OBC, UBI, BOB, Vijaya, Dena, BOI, CBI
  10. Senior Citizen Fixed deposit rate of Canara, Syndicate, Union, Corporation, Andhra
  11. Senior Citizen Fixed deposit rate of Indian, Allahabad, IOB, UCO, BOM, PSB

There are so many private banks, co-operative banks and NBFCs, but due to the importance of money, we Indians still prefer Nationalized banks, as there is almost a guarantee from Government.

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Union Budget 2021 highlights of tax and of all sectors of economy

The Finance minister Smt. Nirmala Sitharaman has presented the budget in Parliament for year 2020-21 on 1st February, 2021. The official website for union budget is https://www.indiabudget.gov.in/, where the current and previous budgets documents, economic surveys are available.

Highlights of the Union Budget 2021

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Kumbh Mela Haridwar 2021 in India

Haridwar Kumbh Mela 2021:

Kumbh Mela Haridwar 2021 is the Purna Kumbh Mela held after every 12 years. But due to some specific auspicious dates falling in 2021, it was decided to shift the holy festival dates by 1 year, to year 2021 in place of year 2022.

Why Kumbh Mela is celebrated?

According to Hindu mythology, after Samudra manthan by Gods and Asuras (Demons), they got Amrit (Nector of immortality). This Amrit was stored in a Kumbh (pitcher). Then a fight started between both groups over the possession of the Kumbh (pitcher) containing Amrit. During this fight some drops of Amrit spilled over at four places on earth namely Prayagraj, Haridwar, Ujjain and Nashik. Commemorating this mythical event the Kumbh Mela is held four times every twelve years at these four places.

Hindu pilgrims come to these same four places at the banks of rivers in Prayagraj, Haridwar, Ujjain and Nashik, where they take a holy dip in the river and offer prayers to the God.

The last Kumbh Mela in Haridwar was celebrated from Makar Sankranti i.e. 14 January 2010 to Shakh Purnima Snan, 28 April 2010, about 4 months. In the last Kumbh Mela in Haridwar, about 70 lakh people (7 million) had taken the holy dip in the river Ganga.

Kumbh Mela 2021 Haridwar
Kumbh Mela 2021 Haridwar: Source – haridwarkumbhmela2021.com

Start date and end date of Kumbh Mela Haridwar 2021:

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Camera for the blind !

We know that eyes can capture the beauty of our world. But what if one does not have eyesight? So, there is a hope for blind people as at least 2 developer has come up with a smart solution, so that they can also feel the natural beauty, man-made sculptures etc.

With the help of these smart camera, blind people can take photo as well as feel the shape too. Like if they take photo of Statue of Liberty or Taj Mahal or Eiffel Tower, then they can feel the shape by touching the camera, which is 3D.

There are 2 companies among many more, who has come up with such smart camera:

1. Blindtouch – Camera for the blind:

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WiFi Calling in India, Airtel vs Jio comparison

WiFi calling in India, Airtel or Jio? Which one is better?

Which one is better in Wi-Fi calling, Airtel vs Jio? In India, first Airtel started the VoWifi (Voice over Wi-Fi signal) calling or simply Wi-Fi calling feature in select cities followed by Reliance Jio. Already 1 million Airtel customers have opted for Wi-Fi calling feature till 10th Jan, 2020.

With WiFi calling feature, you can call without having mobile internet ON. It will help especially for indoor purpose, home or office, as usually the mobile signal strength remains weak there, but Wi-Fi signal is strong from any normal or FTTH broadband.

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Whatsapp has introduced ‘Disappearing messages after 7 days’

Jump to the News:

  1. Disappearing messages on WhatsApp : How to enable or disable?
  2. Whatspp UPI payment to go live in India w.e.f 5th Nov, 2020
  3. whatspp chat mute option for ‘always’ launched on 23rd Oct 2020
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Nifty 50 Exchange Traded Fund (ETF) like ‘Niftybees’, is’t safest bet?

Is the Nifty 50 Exchange Traded Fund (ETF) like NiftyBeES best and safest in the share market as market is falling and you are tempted to invest in the stocks which you always wanted to buy?

Because as soon as you get into the stock, the share price of that particular stock starts falling, left you in frustration. This is the normal story of most of the investors. So, what is the solution, how to skip this up and down cycle and almost be sure not to lose your hard-earned money?

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Google 3D view of Lion, Tiger or any animal in Home

Google 3D animal in Home
Google 3D animal in Home from Mobile

Google has made possible for animals to roam in your home. And that also not pet animals like dog and cat only, but the whole range of wild animals. Thanks to augmented reality, this is now possible for anyone from his mobile. At the end, VIDEO of ‘How to do it’ is also there.

Requirement for Google 3D view of lion, tiger etc.

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Nepotism in Politics, Sports, Film and Business!

Nepotism : what is nepotism?:

Dictionary says “the practice among those with power or influence of favouring relatives or friends, especially by giving them jobs, is called nepotism”. So, does the Nepotism in Politics, Sports, Film and Business exist?

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How much mobile consumes electricity?

Today we all almost are using mobiles be it simple basic phone or smartphone and we have to charge it also regularly. Also we use tablet, laptop etc. in our home. So, one thing always comes in mind that since mobile charging is necessary but how much electricity is consumed by mobile?

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