The interest rates for the period from 1st January 2026 to 31st March 2026 of ‘Post office and small savings schemes’ like PPF, KVP, SSY, SCSS, NSC, MIS, post office savings deposit, Time deposit, Recurring deposits have been declared on 31st December 2025 by the Finance Ministry.
The Pension Fund Regulatory and Development Authority (PFRDA) has announced major changes in NPS exit and withdrawal rules. These new rules are especially beneficial for private (non-government) NPS subscribers.
India’s rural employment policy is undergoing a major shift. While Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) or MNREGA has been the backbone of rural wage employment for nearly two decades, the government is now introducing new rural employment and livelihood schemes such as VB-G RAM G (Viksit Bharat-Guarantee for Rozgar and Ajeevika Mission (Gramin). (source)
ICICI bank, Axis bank, HDFC bank have revised their Fixed deposit or Term deposit interest rates in synchronization with latest RBI’s monetary policy. Now, FD interest rates are in the upward trend. Here we have compared 3 largest private sector banks’ fixed deposit interest rates for below Rs.3 crore domestic deposits in tabular format. In the screenshot of all three banks, the all kinds of fixed deposits have been shown.
For FY 25-26 (AY 26-27), the Income tax rate slabs – ‘Old vs New’ for Individual, HUF, senior citizen, super senior citizen and Surcharge have been covered in this post. The new income tax rate is same for all individual like ‘individual below 60 years of age’, for senior citizen between 60 to 80 years of age and for super senior citizen of more than 80 years.
In a financial year, we can save income tax by investing in LIC, health insurance, medical preventive checkup etc. But, while filing income tax return, we have to claim these expenditure and investments to get the tax benefit. If you have not declared at the start of financial year about these investments and tax has been deducted already, then you will get the refund for that.
MoRTH (Ministry of Road Transport and Highways) has issued a new number series BH (Bharat) for vehicle under Central Motor Vehicles (20th Amendment) Rules, 2021. It is for those people, who has to move from one state to another in case of job transfer or for any other reason, as they face difficulties in the re-registration of their vehicle in new state. To overcome this cumbersome process, this BH series vehicle registration process has been started from 15th September 2021 across all over India. It is on voluntary basis.
Continue reading “BH series vehicle registration 2026 online apply process, link, cost and transfer”In this post, High security registration plate (HSRP) cost and online apply process of new HSRP and color-coded sticker in all the states and UTs are mentioned for 2-wheelers, 4-wheelers, LMV, HMV, tractors, trailers, combination etc. and also tells about how to apply online, how to take online appointment for HSRP, how to reschedule HSRP, how to cancel HSRP in Delhi, UP, Punjab, Karnataka and other cities.
Continue reading “High security registration plate (HSRP) cost and online apply process 2026”You have already HSRP installed with 3rd registration plate either from dealer or by OEM. But what will happen if it gets broken or damaged in road accident or in some other way? In case of non-HSRP, you just go to any number plate vendor and change the plate, but not any more.
Continue reading “Replacement process of HSRP and Replacement cost of High security registration plate and Color coded sticker 2026”Automatic Number Plate Reader (ANPR) technology based toll charging in India is being used as pilot project at 2 highways in India. Presently, we are paying our toll charges through electronic mode Fastag in place of manual toll booths. This is a major shift in toll charging technology as well as savings of time and money. Previously, the time spent at the toll plaza of a vehicle was 8 minutes on an average, which reduced to about 47 seconds now.
Continue reading “Automatic Number Plate Reader (ANPR) technology based toll charging in India 2026”In India, we have so many holidays, perhaps the most in the world in a calendar year. This is due to our faith in multi religious society and fraternity among us. In this post, we’ll see many Central Govt. Compulsory, Bank, Public, Gazetted, Restricted, Optional holidays list, many state’s holidays list, many PSU’s holidays list, NSE-BSE-MCX holidays list etc. for the year 2026.
Continue reading “Year 2026 General and Restricted Holidays list of Govt., States, UTs, Bank, PSU, Supreme court”As per 7th CPC, there is a condition that HRA for Central Govt. employees and CPSE or PSU employees will be revised if DA crosses 50%. Likewise, CEA will be increased by 25% if DA crosses 50% for 7th cpc Central Govt. employees and CPSE or PSU employees. The Gratuity will be hiked from 20 lakh to 25 lakh. Check the details below.
The HRA hike, CEA hike, TA hike have taken place from 1st January 2024 for Central Govt. employees, as the DA for Central Govt. employees and CPSE or PSU employees has already crossed 50%. But, DA for PSU employees have still not crossed 50%, but it will certainly cross from 1st Oct’25.
Continue reading “HRA hike, Gratuity hike, CEA hike, TA hike for PSU and Govt. employees”On 1st February 2025, FM has introduced new income tax slab for individuals for FY 2025-26. This time the deduction and tax slabs have been changed to give relief to salaried class.
For FY 25-26, there is a change in the New income tax slab, while the slabs of Old tax regime has been kept unchanged. The Old tax regime and New tax regime – both are tax saving, but that depends on the ‘earned income’ and ‘types of savings’ of a person. So, how to choose wisely? This excel calculator will help you in finding the difference of tax amount between old and new, with 2 case studies.
Continue reading “Free Excel Income tax calculator for FY 25-26 (AY 26-27) of Old and New tax regimes”Dearness Allowance (DA) hike for defence forces like Indian Army, Indian Navy, Indian Air force from 1st July 2025 is known to us after the declaration of AICPIN of period Jan’25 to June’25. The DA hike for defence forces like Indian Army, Indian Navy, Indian Air force from 1st July 2025 will be declared officially by MoD in the month of October’25.
Continue reading “DA hike for Indian Army, Navy, Air force from 1st July 2025”Dearness Relief (DR) hike for Central Government pensioners and family pensioners from 1st July 2025 is known to us after the declaration of AICPIN of period Jan’25 to June’25. The DR hike for central government pensioners and family pensioners from 1st July 2025 will also be declared officially by DoPPW in the month of October’25.
Continue reading “DR hike for central govt. pensioners and family pensioners from 1st July 2025”Ever driven through a toll plaza, only to feel a regret at the end-of-trip SMS for ₹360 or ₹480—and thought, “There has to be a better way”? What if I told you there’s a simple one‑time purchase that could save frequent road‑warriors money, time, and stress? Welcome to the world of the FASTag Annual Pass—a game changer for anyone who regularly travel on our highways.
Continue reading “₹3,000 FASTag annual pass online: unlimited toll freedom for a year!”After RBI’s change in monetary policy, most of the banks usually revise their Fixed deposit interest rates in synchronization with the policy of RBI. Here, we have compared all the 12 public sector banks or nationalized banks’ fixed deposit interest rates of SBI, PNB, BoB, Canara bank, UBI, Indian, IOB, Uco, BoM, PSB, BoI, CBI at one place.
Today, we watch movies, serials, OTTs on TV at home, on Mobile anywhere and on Computer in office and home both. So, one thing is bothering us that how many recharges we have to do, like recharge for TV, recharge for Internet service provider, recharge for Mobile? Then comes the recharge expiry, recharge reminders, recharge offers and discount tracking and so on. So, there is an urgent need of all these things under one simple plan.
Continue reading “Super-app for multiple OTT platforms, in a single plan or subscription”There are many OTT (Over the top) platforms, which provide service to subscribers in all formats like Mobile, Tablet, TV and Computer. But many subscribers for example students, bachelors and even working person like to watch only on mobile. So, knowing the price or cost of mobile-only subscription plans of OTT platforms is needed.
Continue reading “Mobile-only OTT subscription price list of popular OTT service providers”