DA, DR hike of Bank Pensioners from February to July 2026

The AICPIN – IW (All-India Consumer Price Index Number – Industrial Workers) for December 2025 has been released on 30.01.2026, by Labour Bureau, under Ministry of Labour and Employment. Based on the AICPIN of October, November and December 2025, Dearness Relief (DR) hike from February’26 to July’26 have been calculated. IBA has also declared theContinue reading “DA, DR hike of Bank Pensioners from February to July 2026”

New NPS Rules 2025 vs Old NPS Rules: Simple Comparison Explained

The Pension Fund Regulatory and Development Authority (PFRDA) has announced major changes in NPS exit and withdrawal rules. These new rules are especially beneficial for private (non-government) NPS subscribers.

DR hike for central govt. pensioners and family pensioners from 1st July 2025

Dearness Relief (DR) hike for Central Government pensioners and family pensioners from 1st July 2025 is known to us after the declaration of AICPIN of period Jan’25 to June’25. The DR hike for central government pensioners and family pensioners from 1st July 2025 will also be declared officially by DoPPW in the month of October’25.

Unified Pension Scheme (UPS) pension benefits, DA, DR details

On 24th Jan’25, the central govt. notifies the Unified Pension scheme option for government staff covered by NPS. The union cabinet had first approved the Unified Pension Scheme (UPS) On 24th August 2024. Till now, there were 2 options of pension – Old Pension Scheme (OPS) and New Pension Scheme (NPS), but now we haveContinue reading “Unified Pension Scheme (UPS) pension benefits, DA, DR details”

Comparison of pension schemes UPS, NPS and OPS with 3 case studies

In August 2024, the union cabinet approved Unified Pension Scheme or UPS for the central government employees. Later Unified Pension Scheme or UPS may be adopted by the states and Public sector units (PSU) as well.

NPS (New pension scheme) vs NPS Vatsalya

New pension scheme (NPS) is a pension scheme launched by Govt. of India in 2004. In the NPS, any person can contribute some amount annually up to 70 years, then he or she will receive monthly pension after retirement. It is a very popular market-based scheme among working employees, businessmen and others. And NPS VatsalyaContinue reading “NPS (New pension scheme) vs NPS Vatsalya”

Comparison of Old Pension Scheme vs New Pension Scheme

Indian government employees after retirement used to get the pension under the old pension scheme, called OPS. But, from 22nd Dec 2003, New Pension Scheme called NPS came into existence and since then nothing remained same for the working employees. In every corner of India whether it is central government employees or state government employees,Continue reading “Comparison of Old Pension Scheme vs New Pension Scheme”