जुलाई 2026 के लिए AICPIN-IW श्रम मंत्रालय द्वारा 31.08.2026 को जारी किया गया है। 7वें सीपीसी, 6वें सीपीसी और 5वें सीपीसी वेतनमान के लिए 1 जुलाई 2026 से केंद्र सरकार के कर्मचारियों के लिए डीए में बढ़ोतरी जनवरी से जून’26 की AICPIN-IW की घोषणा के बाद हमें ज्ञात हो गयी है। इससे केन्द्र सरकार केContinue reading “केंद्र सरकार के कर्मचारियों के DA में बढ़ोतरी 1 जुलाई 2026 से”
Category Archives: Finance
DA hike for Central Government employees from 1st July 2026
AICPIN-IW for July 2026 has been released by Labour ministry on 31.08.2026. DA hike for Central Government employees from 1st July 2026 for 7th cpc, 6th cpc and 5th cpc pay scales are known to us after the declaration of AICPIN of period January to June 2026. The Govt. will declare this hike of DAContinue reading “DA hike for Central Government employees from 1st July 2026”
CPSE, PSU और सरकारी कर्मचारियों के लिए 1 अक्टूबर 2026 से IDA
अगस्त 2026 के लिए AICPIN-IW श्रम मंत्रालय द्वारा 30.09.2026 को जारी किया गया है। PSU या CPSE के लिए तीसरी PRC, दूसरी PRC और अन्य वेतनमान के लिए 1 अक्टूबर 2026 से IDA हमें जून, जुलाई, अगस्त 2026 AICPIN के आंकड़े आने के बाद ज्ञात होती है।
IDA hike for CPSE, PSU and Govt. employees from 1st October 2026
AICPIN-IW for August 2026 has been released by Labour ministry on 30.09.2026. For IDA from 1st October 2026, we need AICPIN-IW of June, July and August 2026. DPE (Department of Public Enterprises) has also released the official DA circular in the October’26 month for PSU employees.
Free Excel Income tax calculator for FY 26-27 (AY 27-28) of Old and New tax regimes
For FY 26-27 (AY 27-28), there is a difference between the New income tax slab and Old tax regime. The Old tax regime and New tax regime – both are tax saving, but that depends on the ‘earned income’ and ‘types of savings’ of a person. So, how to choose wisely? This excel calculator willContinue reading “Free Excel Income tax calculator for FY 26-27 (AY 27-28) of Old and New tax regimes”
Sukanya Samriddhi Yojana Account SSY / SSA scheme details with calculator
If you are father or mother of a new-born or less than 10 years’ girl child, then this is the scheme you would always wanted to take it for the welfare of your child. As you see the interest rate on savings bank schemes, only direction it knows is ‘downward’.
FY 26-27 (AY 27-28) Income tax rate slabs – ‘Old vs New’
For FY 26-27 (AY 27-28), the Income tax rate slabs – ‘Old vs New’ for Individual, HUF, senior citizen, super senior citizen and Surcharge have been covered in this post. The new income tax rate is same for all individual like ‘individual below 60 years of age’, for senior citizen between 60 to 80 yearsContinue reading “FY 26-27 (AY 27-28) Income tax rate slabs – ‘Old vs New’”
Excel calculator of Sukanya Samriddhi Yojana (SSY) scheme for girl
For those who want to invest in Sukanya Samriddhi Yojana (SSY) Scheme for girls, but are confused a little bit about the final sum calculation, this easy excel calculator will be very much helpful for them. In this easy excel calculator for Sukanya Samriddhi Yojana (SSY) Scheme, you need to change only the monthly amountContinue reading “Excel calculator of Sukanya Samriddhi Yojana (SSY) scheme for girl”
Post office and small savings schemes Interest rates revised from 1st October 2026
The interest rates for the period from 1st October 2026 to 31st December 2026 of ‘Post office and small savings schemes’ like PPF, KVP, SSY, SCSS, NSC, MIS, post office savings deposit, Time deposit, Recurring deposits have been declared on 31st December 2025 by the Finance Ministry.
Comparison of OLD and NEW income tax deduction, exemptions and rebate for FY 26-27 (AY 27-28)
In a financial year, we can save income tax by investing in LIC, health insurance, medical preventive checkup etc. But, while filing income tax return, we have to claim these expenditure and investments to get the tax benefit. If you have not declared at the start of financial year about these investments and tax hasContinue reading “Comparison of OLD and NEW income tax deduction, exemptions and rebate for FY 26-27 (AY 27-28)”
FY 26-27 (AY 27-28) New Income tax return e-filing, exemptions, deductions, e-payment, refund
Change in the new income tax portal:
AICPIN of September 2026 for DA, DR of employees and Pensioners
The AICPIN for September 2026 will be released on 30th October’26. It will decide the quantum of dearness allowance and dearness relief of central govt. employees and pensioners, bank employees and pensioners, PSU employees and pensioners among others.
12th BPS बैंक कर्मचारियों के लिए अपेक्षित महंगाई भत्ता (DA) 1 नवंबर 2026 से
अगस्त 2026 के लिए AICPIN-IW श्रम मंत्रालय द्वारा 30.09.26 को जारी किया गया है। जुलाई, अगस्त, सितम्बर 2026 के AICPIN-IW के आंकड़े आने के बाद हमें 1 नवंबर 2026 से बैंक कर्मचारियों के महंगाई भत्ता (DA) ज्ञात हो जाएगी। यहाँ यह बता दे कि IBA बैंक के कर्मचारियों के लिए हरेक तीन महीने में महंगाई भत्ते कीContinue reading “12th BPS बैंक कर्मचारियों के लिए अपेक्षित महंगाई भत्ता (DA) 1 नवंबर 2026 से”
Expected Dearness Allowances for 12th BPS, 11th BPS bank employees from 1st November 2026
AICPIN-IW for August 2026 has been released by Labour ministry on 30.09.26. After declaration of AICPIN-IW data for July, August and September 2026, the DA hike for Bank employees or Bankers from 1st November 2026 will be known to us for 12th BPS and 11th BPS. IBA will also declare the DA hike circular forContinue reading “Expected Dearness Allowances for 12th BPS, 11th BPS bank employees from 1st November 2026”
बैंक पेंशन-धारकों की DR में बढ़ोतरी 1 अगस्त’26 से 31 जनवरी’27 तक
जून 2026 के लिए AICPIN – IW श्रम मंत्रालय द्वारा 31.07.2026 को जारी किया गया है। अप्रैल, मई, जून 2026 के AICPIN-IW की घोषणा के बाद बैंक पेंशनरों के लिए 1 अगस्त’26 से 31 जनवरी’27 तक महंगाई राहत (डीआर) में बढ़ोतरी हो गयी है।
DA, DR hike of Bank Pensioners from August’26 to January’27
The AICPIN – IW (All-India Consumer Price Index Number – Industrial Workers) for June 2026 has been released on 31.07.2026, by Labour Bureau, under Ministry of Labour and Employment. Based on the AICPIN of April, May and June 2026, Dearness Relief (DR) hike from August’26 to January’27 are calculated. IBA has also declared the DRContinue reading “DA, DR hike of Bank Pensioners from August’26 to January’27”
LTCG vs STCG in India (2025–26): for equity, MF, gold, SGB, bonds, land, flat etc.
Introduction: Does Selling at the Right Time Really Change Your Tax? Have you ever wondered why two people making the same profit from selling an investment might end up paying very different taxes? For example, two friends sell mutual funds or shares — one pays more tax, and the other pays much less. The onlyContinue reading “LTCG vs STCG in India (2025–26): for equity, MF, gold, SGB, bonds, land, flat etc.”
New NPS Rules 2025 vs Old NPS Rules: Simple Comparison Explained
The Pension Fund Regulatory and Development Authority (PFRDA) has announced major changes in NPS exit and withdrawal rules. These new rules are especially beneficial for private (non-government) NPS subscribers.
MGNREGA vs VB-G RAM G 2025 – New Rural Employment Schemes -Key Differences Explained
India’s rural employment policy is undergoing a major shift. While Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) or MNREGA has been the backbone of rural wage employment for nearly two decades, the government is now introducing new rural employment and livelihood schemes such as VB-G RAM G (Viksit Bharat-Guarantee for Rozgar and Ajeevika MissionContinue reading “MGNREGA vs VB-G RAM G 2025 – New Rural Employment Schemes -Key Differences Explained”
Fixed deposit (FD) interest rates comparison of ICICI, Axis, HDFC banks w.e.f. 29.12.25
ICICI bank, Axis bank, HDFC bank have revised their Fixed deposit or Term deposit interest rates in synchronization with latest RBI’s monetary policy. Now, FD interest rates are in the upward trend. Here we have compared 3 largest private sector banks’ fixed deposit interest rates for below Rs.3 crore domestic deposits in tabular format. InContinue reading “Fixed deposit (FD) interest rates comparison of ICICI, Axis, HDFC banks w.e.f. 29.12.25”